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Pancreas Cancer

SAD was posted 06/30/2007 04:40 pm by Anon for this
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Dear SAD, My Mom had a power of attorney. So, this was my experience when I went into various financial instituitions to make changes, withdrawl, consoldiate accounts, to do what you are doing, to pay bills, and caregivers, especially towards the end of my Mom's life. Each separate instititution wanted it's own internal power of attorney document, even though I had a legally binding POA, signed and notarized. Each institution was not drawn up by their own attorney so they all were really awful to deal with. Could they be legally challenged. Yes. And we have plenty of legal family and know that our POA was solid. But at the time Mom could sign.

Then, there was one account, that Mom was too ill and I had not gotten to. They said an X was ok as her signature. So, if you have a friend or relative who is a notary, I would go to the bank and tell them that your Mom is ill and you need to get a POA for her bank accounts. Tell them she is awake and possibly unable to sign as her condition is changing. Take it home do what you have to do.

As for the bills and the debts. The people who receive payment, they really don't care who it comes from as long as it has her account number on it.

When Mom does pass. You need to get letters of administration and enough copies of her death certificate to send to major creditors and then most others will take copies.

I am so sorry that you are dealing with all of this. I know, really know just how stressful this is. This is really minor, believe it or not. Now is really the time to be a daughter. To absorb what is happening, and be with Mom as much as possible. Mom is not going back to work and her credit score is not really going to matter, but you do, this time does......

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*DISCLAIMER: This page is an unmoderated forum, and the opinions expressed herein do not necessarily reflect the viewpoint of The Johns Hopkins Medical Institutions. Patients are advised to consult their personal physicians before making any medical decisions.
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